While low interest rates helped create a booming housing market in 2020, the impact on mortgage refinancing has been unforeseen since 2003, according to research from Freddie Mac. Moreover, refinance applications have made up 60% of all loan originations for more than a year. New refinance programs by Freddie Mac and Fannie Mae are also…
Let’s start with the truth. As much as we’d like to believe otherwise, aging is inevitable. Of course, as we get older we feel it, but we also see it. By age 25, aging starts at the cellular level with the termination of natural collagen production in the skin of our face and neck. By age…
Personal flotation devices (PFDs) are required and must be approved by the coast guard. If you’re going wakeboarding, make sure you’re wearing the proper life vest, since the wakeboarding life vest provides impact protection as well as the appropriate buoyancy. When they all seem the similar, it’s tough to tell which one is the proper…
All of us tend to hold on to things. If you would go through your stuff, we guarantee you’d find items you completely forgot about. No matter how big or small your home is, or how many closets you have, at some point, you will probably think about getting more storage space. Therefore, it is…
If you are looking for a natural way to quench your thirst, then you might want to look into fruit juices. Fruit juices come in a wide variety of flavors and are a great way to get your daily dose of vitamins and minerals. Drinkable food is nothing new for us. Most of us drink…
When it comes to style, we often look to celebrities to get inspiration or even purchasing their exact outfit (hey, I feel we’ve all done it before I know I have!). Several of my favorite brands have been known to be celebrity favorites too, spotted on a variety of stars giving fans the ultimate inspo….
Lake Tahoe, CA, is home to professional skiers, water sport enthusiasts, and lovers of fresh air and hot summers. When you first think of Tahoe, you envision snow-covered peaks and pristine ski trails for the professional ski and snowboarders. While that might be true, there is another whole world of Tahoe to explore in the…
VPN represents a virtual private organization that aids in setting up an association between you and the Internet. All the information traffic is directed through a scrambled virtual passage given by a VPN that camouflages your IP address while you are utilizing the Internet and even makes your area imperceptible to everybody. This is likewise…
If you want to find the perfect outdoor ceiling fan, you will have plenty of options to choose from. There are different aspects you will have to pay attention to in order to make the best decision. Keep reading to find the outdoor ceiling fan that will complement your needs and overcome your expectations. …
Do you think homeownership is out of reach because you are only working as a freelancer or contract worker? Your Home Design Center wants you to think again! If qualifying for a home loan is what has you worried about, you should know that being approved for financing on your first home doesn’t have to…
by Darcy Waits (DarcyDishes@gmail.com) Summers in the Pacific Northwest can swing wildly from unbearably hot to freezing, windy, and raining sideways from one day to the next. But foul weather doesn’t stand in the way of hardy PNWers at all. You’ll see them mowing their lawn or washing their car in the rain! Otherwise, when…
There are many reasons why you might want to renovate your home. From raising the value of your home to making it ready for post-pandemic life. Whatever reason you might have, remodeling your home requires a lot of hard work, dedication, and planning. It is critical to plan ahead of time for any such project,…
